Last Updated On : 08/19/2017
How to get a free credit report without credit card
Many a times when you ask for your free credit report they ask you for your credit card details, which can infuriate you and think can't i get it without my credit card? But you must realize that the credit card details are required as part of their validation process. This serves as a type of identification to ensure that you are the person you claim to be. Free credit report without credit card means the option of receiving your report without the use of your card and that there is no payment that needs to be made.
There are many agencies that provide you the credit report on a 30-day trial basis, which is free. This is also known as the trial period. You are also entitled to receive your credit report once a year for free from the three major reporting agencies. When you do not require making any payment towards attaining your credit report either by cash or by card is known as, 'free credit report without credit card'. Although with the other online agencies you will not be required to make any payments up until 30 days after which you will be required to pay their charges. If you wish to discontinue their service you can call (800) 493-2392 and cancel the service before the end of the 30 day trial period and you will not need to pay for any of the services. But if you forget to cancel the monitoring service then it will automatically be deducted.
Apart from the three agencies that provide a free service there are others who may not use your credit card details. These companies ensure that customers they won’t be charged without proper notice and the payments are usually done in cash or money orders. They seek the consumers to gain membership to their companies and provide them with packages of different credit and monitoring services. People when experiencing financial difficulties can make us of these bureaus for maintaining their free credit report without divulging credit card details. They can search the government websites for legal companies that provide the service free of cost.
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